The Mortgage Analyser is a Microsoft Excel spreadsheet tool for analysing the detailed payment breakdown of a mortgage. It helps answer questions like:

• What will my monthly payments be?
• What will happen if interest rates change?
• What’s the ‘real’ cost of re-mortgaging, including early repayment charges if you are still on a fixed rate?
• What might happen at the end of a fixed interest rate period?
• What affect does an interest only period have on repayments?
• How much capital have I accumulated? (assuming no change in property value)
• What are the benefits of making overpayments? (i.e. paying off the mortgage sooner and saving interest)

Mortgage Analyser screenshot

Download “Mortgage Analyser 3.1” Mortgage-Analyser-3.1.xlsx – Downloaded 1820 times – 219 KB